This type of mortgage must remain unchanged for the term you agree to. Prepayment costs will apply if you payout, renegotiate or refinance before the end of the term. Contact me to discuss your mortgage options. mira@peridotmortgages.ca
Posted at 04:14 PM
Tuesday, January 18, 2022
Consolidation January
The credit card statements are starting to come in from the festive season. Now is the perfect time to talk about consolidating your high interest debt.
If you have enough equity in your home(80% LTV), you can consolidate your debts into a new or existing mortgage and boost your monthly cashflow. If you had $500 per month extra, what would use it for?
To find out how you can lower your debt, boost your monthly cashflow and be mortgage free quicker contact me today! email:... more
Posted at 03:56 PM
Monday, December 6, 2021
How to make the holidays less stressful
- Order on line- shop local - Be thrifty- keep an eye out for sales by starting early - Trust your budget- set a maximum spending limit and alleviate stress while shopping - Get crafty-handmade gifts this holiday season-wreaths, body scrubs, photo scrapbooks - Time is money- instead of buying gifts, give back to others-share the experience
Posted at 07:56 AM
Monday, November 15, 2021
Most Commonly Asked Mortgage Questions
1. What's the best rate I can get? • Your credit score plays a big part in the interest rate for which you will qualify, as the riskier you appear as a borrower, the higher your rate will be. Rate is definitely not the most important aspect of a mortgage, however, as many rock-bottom rates often come from no frills mortgage products. In other words, even if you qualify for the lowest rate, you often have to give up other things such as prepayments and porting privileges when opting... more
Posted at 02:56 PM
Wednesday, August 25, 2021
Wasaga Beach Mortgage Agent ready to look after your mortgage renewals or provide you with a second opinion. Contact me today mira@peridotmortgages.ca or go to my website www.peridotmortages.ca
Posted at 04:01 PM
Monday, June 7, 2021
Debt consolidation can offer big relief
If your debt is piling up – credit cards, store cards, car and loan payments– then the interest that you're paying could be standing in the way of your financial security. If interest rates go up as expected, it could get a lot worse.
The good news is that Canadian homeowners have a great option: debt consolidation. It's a simple concept: you roll up all the extra debt you have outside your mortgage, and you consolidate it into a new or existing mortgage. If you've built... more
Posted at 01:05 PM
Friday, May 14, 2021
What's Your Next Renovation Project?
We've become the Renovation Generation because we can. We've built some equity over time, and we can tap into that equity to build lifestyle value into our homes. With historically low interest rates, Canadian homeowners have seized the opportunity to do a “reno and roll": rolling the cost of their renovation into their mortgage for one easy monthly payment, and then using prepayment features to pay it off faster. With some expert refinancing advice, you could potentially save... more
Posted at 06:14 PM
Friday, May 14, 2021
5 Reasons to Refinance 1.Get a lower interest rate 2.Consolidate high-interest debt 3. Backyard renovations 4. Buy a second/vacation home 5. Access lowest-cost funds for large expense
Contact me to get started! Key Mortgage Partners FSCO#12233 network partner of Mortgage Intelligence
Posted at 05:27 PM
Wednesday, March 24, 2021
Spring clean your finances and consolidate
If you have too much high-interest debt, you may be able to roll everything into one manageable monthly payment on a low-interest mortgage. You can potentially save thousands of dollars or interest and increase your monthly cash flow. Accessing your home equity through a refinance(min20% home equity required) has been for years an easy, low-cost way to get needed funds, particularly to pay off other accumulated debt from credit cards, lines of credit, personal/car... more
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